This statement sets out the privacy policy of be savvy in respect to personal information which may be provided to be savvy.

Introduction

be savvy values the relationship it has with clients and as such has an obligation to protect client’s privacy and to comply with the National Privacy Principles Privacy Act. This includes the Privacy Amendment (Private Sector) Act 2000 that came into effect on 21 December 2001, requiring be savvy to handle a client’s details responsibly. This responsibility regulates the accurate and appropriate collection, holding, use, alteration, disclosure and transfer of personal information by organizations in the private sector. be savvy has always used due diligence and care when handling such information and will continue to do so. The purpose of this document is to provide information and an understanding of how be savvy collects, uses, discloses and protects this personal information.

Collection & Use of Personal Information

Be savvy receives and stores transaction information, information you have provided to us in mailing list, email list, applications, registration or administration processes so that be savvy to can fulfill our service commitments to you in providing services and products and to improve these services and products to fulfill the needs of clients. be savvy may use the information you provide to help improve the services we deliver, measure consumer interest in be savvy services, inform you of other be savvy products and services or to comply with requirements under the law. For the purposes of the Privacy Act, this information stored on the be savvy data base and files will only be collected with consent or as authorized by the National Privacy Principles.

Your personal information may be used to:

• Keep you informed about matters related to be savvy activities through correspondence, emails, facsimiles, newsletters, information manuals, brochures, endorsed products, courses, seminars, programs and events.
• Administer and manage your purchases, membership, courses and licenses by be savvy including charging and billing and the collection of debts
• Address information technology requirements, systems maintenance and development issues
• Verify you as a client / customer, licensee or member of be savvy
• Provide you with special offers you may find of interest
• Respond to specific requests for client / customer, licensee or member information
• Provide you with information on new products or services
• Gain an understanding of needs so that be savvy can provide improved services

Disclosure & Access of Personal Information

be savvy will not disclose personal information to a third party unless it is necessary to provide the services outlined above or information you requested; to meet the disclosed purpose for which it was intended; to the extent necessary to carry out the improvement of services provided; requested by law; consented to by the individual providing the personal information.

be savvy will take reasonable steps to protect your personal information from misuse, loss and from unauthorized access, modification or disclosure in accordance with the requirements of our privacy policy and the National Privacy Principles. Sensitive written information is never disclosed to a third party without the individual’s consent. An individual has a right to access and, if necessary, to correct the personal information provided and held by be savvy. For security reasons, a written request for access may be required. In order to deliver services be savvy may disclose your personal information to persons or organizations outside be savvy. These persons or organizations carry out our database management; mailing systems; printing activities; billing and debt recovery; information and technology functions

Accuracy, Storage & Security of Personal Information

be savvy will take all reasonable steps to ensure that the personal information it collects, uses or discloses is accurate, complete and current. The accuracy of this information depends to a large extent on the information individuals provide and therefore can assist be savvy in meeting this criterion by notifying us of changes to your personal details. be savvy will take all reasonable steps to protect the personal information provided by individuals from misuse, loss and unauthorized access, modification or disclosure. be savvy imposes rules on its employees who have access the databases that store your information or to the servers that host our services and while we cannot guarantee that any unauthorized access, disclosure, loss, misuse or alteration to your data will not occur, we will take reasonable steps to prevent such unfortunate occurrences.

Trans-border Data Flows

Where for the purposes of fulfilling our commitments to you, we disclose personal information to persons involved in administering the services, our related entities or business partners, and such permitted persons are in a foreign country, be savvy will not, without your consent, transfer personal information to such persons unless:
• We reasonably believe that the permitted persons are subject to a law, binding scheme or contract or we have taken reasonable steps to ensure that they are subject to a contract which effectively upholds principles for the fair handling of personal information that are substantially similar to the National Principles For the Fair Handling of Personal Information embodied in the Privacy amendment (Private Sector) Act 2000; or
• The transfer is necessary for the performance of services requested by you or for the purpose of fulfilling our business commitments to you; or
• The transfer is necessary for the conclusion or performance of a contract concluded in your interest, between be savvy and a third party; or
• All of the following apply: the transfer is for your benefit and it is impracticable to obtain your consent to the transfer and if it were practicable you would be likely to consent to the transfer.

Liability Disclaimer

be savvy will use all reasonable endeavors to protect and keep confidential any personally identifiable information in its possession. If any confidential or personally identifiable information is accessed by a third party, whether by negligence or otherwise of be savvy , its agents, suppliers, contractors, volunteers, related bodies, affiliates or associated parties, to the extent permitted by law, be savvy is not liable for loss, damage, costs, liability or other form of contribution.